Factors Associated with Financial Inclusion in Indonesia Before and During COVID-19: Evidence from Global Findex Data. Statistics, Optimization & Information Computing, [S. l.], v. 15, n. 1, p. 93–127, 2025. DOI: 10.19139/soic-2310-5070-2852. Disponível em: https://www.iapress.org/index.php/soic/article/view/2852. Acesso em: 23 apr. 2026.